Learn More, Save big with closing costs of just $149. In order to qualify for the 1% cash rebate, the vehicle loan must be funded on or after September 9, 2020, and vehicle loan application must be received by December 29, 2020. Benefiting from competitive closing costs. Refinancing basically involves replacing your current mortgage with a new one that’s a better fit. You want to lower your monthly payment with a longer term. Schedule Your In-Branch Appointment. Local team - Our expert loan officers will help make your refinance a success. Our local team of experts is here to make refinancing easy and hassle free. Plus, free up cash for home improvements, debt consolidation and more. Discover how UW Credit Union helped a member through the homebuying process on their forever home. Are you refinancing a new or used vehicle? Learn how to save money and reduce monthly payments. Adjustable-rate mortgages (ARMs) are described with figures such as 1/1 and 3/1. Learn More, Apply Now Estimate Your Loan Compare Options View Rates. Apply for a boat loan, RV loan, or powersport loan. Taking cash out for home improvements, debt consolidation and more. To streamline your application, check out this helpful list of things you'll need in advance. That depends on a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. See rates page for additional details. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Longer terms have higher rates but lower monthly payments. We can help you finance your boat, RV, snowmobile, and more. In fact, members typically save an average of $1,138 over the lives of their loans when they refinance with us. Identity theft tends to rise during crises like the coronavirus pandemic, so now is the time to take extra precautions. Offer subject to credit approval. Are you just interested in learning about all your options? Refinance your high-rate student loans into one low-rate loan with a single monthly payment. Have you been paying on your student loans but don’t feel like you are making progress? Maximum mortgage balance you can refinance is $510,400. Already have student loans? Adjustable-rate terms of 15 or 30 years, with ARM options of 1/1, 3/1, 5/1, 7/1 or 15/15. Make the most of it with a range of support and options from UW Credit Union. Check loan rates for Autos, Motorcycle, RVs, Boats, and Powersports. Members typically save an average of $1,138 over the lives of their loans when they refinance. Make your appointment online. When you take out a student loan or refinance with UW Credit Union, you become a member. For ovr 85 years, UW Credit Union has been dedicated to providing best-in-class service to our members. Learn More. The second number is how often the rate may be adjusted after the initial term. When times are tough, every little bit helps. Your Financial Partner Through It All. Apply online or log in to continue an application. *APR is annual percentage rate. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. That means implementing cutting-edge technology, award-winning employment practices, and more. When you refinance your mortgage with us, you become a member of UW Credit Union. Option to make interest-only payments for the first 2 years. $149 processing fee applies to new Rapid Refinance requests. Learn more and get a free quote. Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. Discover where you can find UW Credit Union branches in the state of Wisconsin and get access to a full list of available ATMs. Homeowner's insurance is required. Open a checking account to get your campus debit card and much more. Learn more today! Free Financial Tools for College. Easy rate quotes - Explore options for your unique situation. Learn More. Learn more about all of our 'firsts'. The refinance process is quick, easy and completely online. WI Are you just starting repayment of your student loans? Enable Javascript in your browser for a better experience. Refinance your mortgage to save money and get ahead. Upload documentation. All rights reserved. Refinance a minimum of $5,000 in student loans. You can refinance federal loans and/or private student loans. Our team of experts from Greater Madison to Greater Milwaukee are ready to assist you in finding the best option. 5. Compare a family student loan. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel, �In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.​. * Lowest Closing Cost Commitment is available only for first mortgage purchase or refinance transactions. Before you get started with your refi, find helpful information here. New and Used auto interest rates change over time, but you can access current rates anytime online through UW Credit Union. Refinance with Confidence. Discover three ways to protect your credit now. Fast application - Enjoy an easy, streamlined online application process. Lower your interest rate, lower your monthly payment or pay off your home sooner by refinancing. Apply for a loan from UW Credit Union: credit cards, auto loans, home equity loans, home equity line of credit, reserve line of credit, or personal loans. Returning applicant? Read Tim's story and explore how UWCU can help you too! Rapid Refinance has a $149 processing fee due at closing. UWCU Rewards Current Offers Visa Benefits Upgrade Your Card Learning Center ... Reasons to refinance may include: You want a lower interest rate. Fixed-rate terms of 10, 15, 20 or 30 years. Choose a fixed or variable rate and a term of 5, 7, 10 or 15 years. Rebate will be deposited into member’s UW Credit Union … You want to pay off your loan sooner with a shorter term. … UW Credit Union offers comprehensive financial services from Madison to Milwaukee including checking and savings accounts, credit cards, mortgages, auto loans, student loans, investments and more. Apply Now Learn More. Benefits include: At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free. Refinance Your Loans. Existing UW Credit Union loans are not eligible for this refinance promotion. UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. If refinancing your student loans sounds appealing, your first step is determining whether it’s a good fit for your goals and your financial situation. All rights reserved. Submitting your application is easy with our step-by-step application tool. At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free. Begin a New Application. UWCU Rewards Current Offers Visa Benefits Upgrade Your Card Learning Center ... Now is a great time to purchase a new or used vehicle or refinance your existing loan with us. Refinance & Save. Learn about refinancing to help you save money, simplify your budget and pay off your loans faster. Enable Javascript in your browser for a better experience. Maximum mortgage balance you can refinance is $510,400. Appraisal costs range from $400 to $600 depending on the loan amount. Other closing costs are waived, except for the appraisal cost if required. Click here to open an account or apply for a loan. Purchase or Refinance Made Easy. Refinance your auto loan with us and get up to $250 cash back – now through December 29. Do you feel your interest rates are too high? 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